Equine Insurance Coverage Guide
Understand the five core coverage types and find the right protection for your horse
Mortality Insurance
Protect your horse investment with mortality insurance. All-risk death cover, theft protection, and agreed value payouts. NZ-based equine insurance specialists.
Major Medical & Surgical
Protect against emergency vet bills. Major medical & surgical cover for horses. Colic surgery, hospitalisation, diagnostics. NZ equine insurance.
Transit Insurance
Transport cover for horses. Road, rail, air, and sea transit insurance. Loading/unloading accidents, highway incidents. NZ equine insurance.
Liability Insurance
Protect against equine liability claims. Public liability insurance for horse owners. Injury claims, property damage. NZ equine insurance.
Loss of Use
Loss of use insurance for sport horses. Permanent disability, career-ending injury cover. NZ equine insurance.
Not Sure Which Coverage You Need?
Different horses have different insurance needs. Sport horses, for example, might need Loss of Use cover to protect their competitive career. Breeding mares need live foal coverage. Our specialists can help you find the right combination of coverages for your specific horse and situation.
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